As from April 2013 my Journey in Investing is to create Retirement Income for Life till 80 years old for two over market cycles of Bull and Bear.

Welcome to Ministry of Wealth and Gifts for your loved ones!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down


Get your Hampers, Hand Bouquets, Baby Showers here!


Simply with no high rental overheads, we pass the cost saving back to you!

We offer a varied selection of Corsages, Boutonniere, Gift of Flowers, Hampers, Hand Bouquets, Baby Showers

We also do flower/fruit arrangements in baskets, along with other items that customers bring in. We charge from S$15 onwards for that.

F1 C1 BH 1 H1

Click here and then scroll down to view more hampers ...

Email CreateWealth8888 to order your gifts

When you have made more and more money from the stock market, please remember to send beautiful gifts to your beloved ones.


Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Monday, 3 August 2015

STI ETF: Passive Investing. Good Enough For You???


See it for yourself!

Happy?

Passive doesn't mean No stock price volatility. Not scare?

STI ETF is still an ordinary stock. Just that it is a basket of STI component stocks.
 
 




Sunday, 2 August 2015

Kep Corp's Dividend History


With this kind of dividends received by long time royal shareholders of Kep Corp; the company has already compensated their loyalty more than enough. Even if Kep Corp becomes bankrupt in the next decade. These loyal investors should have no regrets. Right?

We rather regret not making more money than feeling so sorry of losing our hard earned money.




























Why Blue Chips? Depending Who You Ask??? (2)


Read? Why Blue Chips? Depending Who You Ask???

No fanciful FA or TA or Combined power of both FA and TA !

Uncle8888's Top 10 Winners (i.e. accumulated past dividends plus net realized capital gains to date at 31 Jul 2015)


1.  Kep Corp (Still have)
2. SembCorp (Still have)
3. SPC (Delisted)
4. ComfortDelgro (All sold)
5. DBS (Still have)
6. Semb Marine (All sold)
7. Noble (Still have)
8. Kep Capital (Delisted)
9. Olam (All sold)
10. ST Engg (All sold)



Einhorn's Greenlight Capital sees down month in July: Source

 CNBC News:

One of the hedge-fund industry's most respected stock pickers, David Einhorn, struggled in July, with his flagship Greenlight Capital LP fund dropping 6.1 percent, according to a person who reviewed his figures.


The downbeat performance left Einhorn's fund down 9 percent year-to-date. 


Given that stock markets have mostly rallied of late, the exact sources of Greenlight's pain weren't entirely clear. Yet two of its larger long positions, according to filings, were down substantially: Consol Energy, which dropped 24 percent; while SunEdison, another energy company, tumbled 22 percent.

Public filings, however, typically don't reveal an investor's short, or bearish, positions—an area in which Einhorn tends to be active.


Broadly speaking, Greenlight's shorts could have been harmed by a modest stock-market rally, which pushed the S&P 500 Index up nearly 2 percent for the month. Still, one of the stocks Einhorn has been most bearish about of late (even though he hasn't explicitly said his fund is short it), is Pioneer Natural Resources.

The shale driller is one Einhorn nicknamed "the MotherFracker," and it fell on the month.

Other sizable positions in the Greenlight portfolio, including Time Warner and Chicago Bridge & Iron Co., were all up for July.


In a letter to investors a few weeks ago, in which he discussed his performance for the second quarter—when Greenlight fell 1.5 percent—Einhorn described the period as "a challenging quarter for finding new long ideas."


He also wrote that although the fund had some investments in the embattled Greek markets, those positions weren't of meaningful size or influence to Greenlight's overall portfolio.


CW8888: See what can happen to among the world's best money managers across market and sector cycles of boom and doom.


His track record, David Einhorn


Net Earned Income Growth over last 29 years as employee!!!



One good thing about an old cock financial and investment blogger like Uncle8888; they belong to the generation of people who like to keep junks. For the younger ones; look at your parents and grand-parents for clues. LOL!

Based on Uncle8888's old junk Income Tax Assessment form in 1986 (Year of Assessment) to his newest junk 2015 (Year of Assessment); his annual Earned Income after income tax over last 29 years as employee has grown by 276% or 4.7% CAGR


Saturday, 1 August 2015

On Blog Leave : 4 to 10 Aug 2015


Ant goes traveling!

Got Plan!

Got Goals!








Kep Corp: A Long Story Over Market Cycles of Greed and Fear!!!


When market turned scary; now we start hearing stories about stocks and market.

How about Uncle8888 tell you his story?

Since inception of his stock portfolio since Jan 2000; Kep Corp has been his ...

1. Largest holding

2. Longest holding

3. Highest number of trades completed

4. Multi-bagger stock


Read? Kep Corp : Bought @ $9.64 for Round 95

Honestly and seriously, Uncle8888 also don't know what he is doing over the last 14 years. Just fooling around with Kep Corp?


You like to hear fantastic investment stories like you won't lose money. Money in the stock market can be easily made if you KNOW certain Method or Secret Sauce; you have to attend "Gurus" preview seminars. They teach!




 

SembCorp: You also feel depressed now and want to cut losses to ease your pain???




NAV at 31 Mar 2015: $3.31

Cut your losses near NAV? Wise?

Read? SembCorp Industries (SCI): Bought @ $4.97 for Round 54



Honestly and seriously, Uncle8888 also don't know what he is doing over the last 13 years. Just fooling around with SembCorp?

 
 


The Fact: Married With Kids. Family Expenses Will Be Much Higher. Don't Tell Me You Rather Let Strangers One Day Become Close Friends And Spend Your Money For You???


The upside being married with children; after they became financial independent; we begin to feel richer when we look at our recent family expenses!

Wah! Now got meaningful saving hor!


 









The Moral Of Story ....

Our financial burden and stress for being married with children is NOT forever till our death. It is limited to some 20+ year of financial suffering. 

Not that gloomy after all.  When it is over; we feel that time has passed by so quickly and wonder how come we can manage to get over it.






Friday, 31 July 2015

Eye Opener For Newbies. For Veterans; It Is Going To Be Another Roller Coaster Ride!!! Hold Tight!!!

















This Time Is Different!

Four dangerous words?

Not really when we are better prepared for the ride. Right?











OMG! STI. Really???




Thursday, 30 July 2015

Dementia: Lost and Found Again and Again!!!


Until you have personally witnessed yourself; you will never want to think for yourself.


Dementia: Lost and Found Again and Again!!!


The only reason ...


They still have their loved ones with them to take calls from the kind strangers who have noticed them wandering around and care to check on them for identification and contact numbers.


Once dementia; no amount of money can help you as you don't know what is money.

Watch? Going Home (A short film on Dementia)

 

GIC reports average annual real return of 4.9% over past 2 decades


SINGAPORE: Sovereign wealth fund GIC manages well over US$100 billion worth of assets in more than 40 countries globally. 

According to its latest annual report released on Thursday (Jul 30), it has generated an average annual real return of 4.9 per cent for the 20-year period ending March 31, 2015. This marks an increase from the 4.1 per cent it reported a year ago for the 20-year period ended in March 2014.

The real rate of return reflects what is made over and above global inflation. In USD nominal terms, the GIC portfolio generated an annualised return of 6.1 per cent over the same period.

As for portfolio mix, GIC said it has remained largely unchanged from the previous year in terms of asset classes and geographical distribution because it has a long-term investment horizon, and takes a bottom-up approach, picking investments based on individual merit.

GIC's exposure to equities in developed and emerging markets accounted for almost half its portfolio. Developed markets equities accounted for 29 per cent of the portfolio, while emerging markets equities 18 per cent.

The rest was in bonds, cash, real estate and private equity. On a geographical basis,

exposure to the Americas was highest at 43 per cent. followed by Asia at 30 per cent and Europe, at 25 per cent. Australasia accounted for the remaining 2 per cent.


Going forward, GIC said the investment environment over the next decade is likely to be more difficult for all investors. The sovereign wealth fund said asset prices, particularly in developed markets have risen strongly in the past five years, amid initial low valuations and loose monetary policy.  However, the outlook for economic growth and earnings has not improved by as much, so looking ahead, it expects real returns to be more modest than in the past.

Still, GIC said it will take advantage of short-term price volatility in order to generate good long-term real returns. It added that its exposure to emerging market equities will contribute positively to its portfolio over the long term.

Wednesday, 29 July 2015

40 years or more in your working life.

"Most of you will have 40 years or more in your working life. Unless, of course you plan to retire very early in your 40s, when you should ordinarily speaking still be peaking. It would be wasteful if you choose to stop work prematurely, since so much human capital has been invested in you. And believe me, you will be bored to death if you let up too early in life." - Liew Mun Leong


CW8888:

Don't wait till 40 years to find out the outcome of our human asset. At that time, it is too late!

 
Human Asset is like this. You don't keep moving up after some years; you are likely to be condemned. That is why our Financial Assets must complement our Human Asset and finally must overtake our Human Asset so that we can put our condemned Human Asset to the junk yard without regrets.


Honestly. You are closer to listen to LML or Uncle8888?
 













Newbies Do Not Earn The Right To Average Down. Never!!!


Real Retail. Real Story


He told me he lost 40% of his capital.

20% confirmed gone as the counter has been suspended recently!

Another 20% paper losses.

His mistake ....

He kept averaging down this counter to 20% of his capital and now gone case. Another counter he also average down three times till large paper losses.

The moral of the story for all newbies - Have you earned your right to average down?

Never average down. Only for the learned ones or big fat purse!

Wa ka Li Kong!


Big Fat Purse and Small Thin Wallet??? (2)


 Read? Big Fat Purse and Small Thin Wallet???

GOLD?


Escape or Hedge???


Big Fat Purse can use 10 to 20% of their net worth to accumulate Kg of Gold bars and can Escape to Thailand and survive there comfortably.

Small Thin Wallet may buy a few Gold coins.  Can still Escape to Thailand like Big Fat Purse?

Hedge?

For Small Thin Wallet, your most rational, effective and practical  hedge is not Gold but your future wealth! 

Hedge your future by create wealth and build up your net worth over your productive years. Wrong?



Tuesday, 28 July 2015

Super Group


One of retail's favourite stock and also often quoted in the past by "Gurus" as an example on how one could pick multi-bagger using value investing method. 






OSIM : Green when many others are Red. So strange???


KIT: 1Q FY2016 RESULTS HIGHLIGHTS


1.  On 18 May 2015, CitySpring Infrastructure Trust acquired the business undertakings and assets of Crystal Trust (formerly known as Keppel Infrastructure Trust), and was renamed Keppel Infrastructure Trust (“KIT”).

2.  On 30 June 2015, KIT completed the acquisition of a 51% stake in Keppel Merlimau Cogen Pte Ltd (“KMC”) for a purchase consideration of $510 million, which was financed by an equity fund raising exercise. In addition, KMC drew down $700 million in loan facilities as part of the pre-acquisition restructuring. 

Accordingly, KIT’s 1Q FY2016 results do not include any contributions from KMC.

3.  Distribution per unit (DPU) of 0.25 Singapore cents was declared for the period from 29 May 2015 to 30 June 2015(1).

4.  Group revenue for 1Q FY2016 was $114.4 million, 14.2% lower than 1Q FY2015, primarily as a result of lower town gas tariff arising from lower fuel cost and higher negative CRSM payment incurred by Basslink.

5.  Funds from operations (“FFO”)(2) was $22.2 million for 1Q FY2016, compared to $25.0 million for 1Q FY2015. This was due mainly to higher negative CRSM payment and higher interest incurred by Basslink, which were partially offset by contribution from the Crystal acquisition and lower maintenance capital expenditure at Basslink.

6.  Net asset value per unit as at 30 June 2015 increased to 36.3 Singapore cents from 12.3 Singapore cents as at 31 March 2015. 

The increase was due mainly to the Crystal acquisition and the KMC acquisition and mark-to-market gains of derivative instruments, which were partially offset by distributions paid.
7.  Gearing(3) as at 30 June 2015 was 37% compared to 52% as at 31 March 2015 due to lower gearing of the Crystal assets and KMC.


(1) Distribution from 1 April 2015 to 17 May 2015 of $6.4 million was paid on 26 May 2015. Distribution from 18 May 2015 to 28 May 2015 of $3.1 million was paid on 8 June 2015. This excludes the special distribution of $30.0 million paid on 8 June 2015.
(2) Funds from Operations (“FFO”) is defined as PAT adjusted for reduction in concession/lease receivables, transaction costs, investment expenditure, non-cash interest and current cash tax, maintenance capex, non-cash adjustments and non-controlling interests adjustments.
(3) Defined as net debt over total assets.

What Actually Drive Our Dividends Power???


We reap what we sow. Right?

How complicated can it be?





Monday, 27 July 2015

Big Fat Purse and Small Thin Wallet???


Uncle8888 has this feeling ...

In the ACTIVE financial and investment blogs; most of these bloggers belong to Big Fat Purse and fewer actually belongs to Small Thin Wallet.


Big Fat Purse can buy and buy and buy till near market low; sell and sell and sell till near market top; show and show their big fat dividends.


What do you think?


Can we generally follow financial and investment bloggers' investing strategy without doing our own research or research on bloggers' research or without knowing our wallet size?


Trust but verify - SMOL



Real Lesson on Powerful Dividend Machine. Not Theory!!!


Real Lesson. Real Retail Investor. Real Dividend Machine Here!






Not S-REITs

Not Business Trusts

8% Yield on cost


Over long run, investing is about personal dividend yield on cost; it is the measure of success. Your personal yield vs. market yield.



1H dividend increased to 30 cents per share

Higher payout commensurate with strengthened earnings

In line with policy of progressive and sustainable dividends


DBS




 
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