I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

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Value Investing
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Saturday, 21 April 2018

How I Grow My Investment Portfolio At 18% CAGR Over 17 Years???


Solid 18% CAGR over 17 years from Jan 2000 to Sep 2016

 How?

Scroll down!

 :-)











By doing monthly capital injection into his investment portfolio!

 Hurray!

 18% CAGR!

 You think this is an investment joke?


























Posted by Createwealth8888 at 20:25
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4 comments:

  1. Singapore Man of Leisure22 April 2018 at 08:47:00 GMT+8

    CW,

    LOL!

    Ain't it the truth!

    That's how we can dilute out our losses and survive our investment mistakes ;)

    What can't kill us will make us stronger!


    That's why I had a field day poking fun at those who conveniently "forget" about cash injections when calculating their XIRRs.

    I don't think its a deliberate attempt to "cheat'. I suspect unconsciously, some cannot accept the obvious fact most of their portfolio growth come from "earn more and save more"; not their "investing prowess" ;)

    Shh...



    ReplyDelete
  2. Spur22 April 2018 at 13:59:00 GMT+8

    LOL! IRR is supposed to take care of this financial sleight of hand ... to show the actual gains not due to cash / capital injections.

    So if someone starts with $10K and grows it to $16,300 ten years later; but also puts in $1M Toto jackpot at the end of the 8th year and grows that to $1,102,500.

    Then at the end of the 10th year, with total portfolio of $1,118,800 the IRR is still 5%.

    -------------------------------------------------------------------------------------
    How about people like us with no regular good / high income to cover the blemishes? :)

    Long term holding of dividend paying assets? Yield hogs? What if price gets cut in half? Never mind got panadols! :)

    Harvesting of assets whenever overbought or irrational exuberance? The trick is to know when is overbought ... and how much to harvest? ;)

    Have a large warchest & practice being a very patient monk? Hohoho...

    ReplyDelete
  3. Spur22 April 2018 at 16:20:00 GMT+8

    Hi Uncle8888,

    For those who may not realise, your chart's summation of total earned income is actually IRR or XIRR of 0%

    Whoa! Don't hit the face ... or any other delicate parts!! LOL!!

    If measuring average growth rate of income, then should be final year earned income / 1st year earned income. :)

    ReplyDelete

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