As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

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Tuesday, 3 May 2016

The Way Of Ants

CW8888 as role model Ant?

Plan in decades: His matured life insurance as now into self-insured for next few decades.

Think in years: His financial and investment goals including emergency goals. His household expenses tracking. All in years!

Work in months: Make a living from his monthly salary. Tracking his monthly CPF contributions. Month after month; this is how he build up his sustainable fixed income cash flow for life.

Live in days: Living on borrowed time; he certainly aware that tomorrow never come. LOL!


  1. CW,

    Nah! Good try attempting to be an ant.

    Glad you are fully cognizant of living in days!

    That would make you 1/4 grasshopper. Wink.

    Ideally its living in the present, but baby steps ;)

    The more I'm aware how many more years my dad can have, the less I care about his smoking, his "happy" trips up North with his friends, or what he should eat or not eat.

    I'm not filial; I don't nag at my parents. I let them do whatever makes them happy.

  2. Ya SMOL,
    Talking about how many more years we have left, (of course God's willing in my case), i think i have only 14 years to go based on average longevity of Singapore man. i. e. 68 + 14 = 82.
    Very little time left isn't it even if nothing goes wrong?
    Shall i live like YOLO now?
    Or live like no tomorrow is best?

    1. Brother temperament,

      At 68, that would make you our "Da Ge"! (I now giving you the kung fu palm and fist greeting)

      As far as I know, we only live once ;)

      Unless you are into reincarnations that sort of thing.

      For someone who has received the "Good News", you have the answer ;)

      Peace be with you.

  3. I have about 20-25 years before I revert to dust. I better make full use of 25 years. At 56, I work 9 months, YOLO 3 months. Bucket list would be to write 3 books, work odd jobs like fruit picking while traveling and voluntary work. My family gave me their blessing. Live a meaningful life to you


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