I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Monday, 30 May 2016

I 67 still working. You 60 want to retire?

Quote : Rolf Suey29 May 2016 at 21:57

In my course of life, I witness one funny phenomenon:

Average middle class striving for financial freedom and condemn the rich that they are lavish n not frugal and that is incorrect. Imagine even stepping into a condo can be a crime because later u may be attracted to buy and can never achieve FF.

Ultra hi net worth people looking at the middle class saving every single cents n yet still struggle in life. UHNW strive for more business success to earn more money (not to be lavish) but to have self-fulfillment in “earning”!

Sometimes I really wondered if both belongs to the same mindset category, just wear different clothings.

The one that beats both category is those who truly know themselves and what they really want in life and strive towards it. In the process creates value for people around them.

His GCTO: "I 67 still working. You 60 want to retire?"

Uncle8888: "The difference is I am sick man and not much time left!" :-) Giving his GCTO a politically correct answer. LOL!

Actually, an honest answer to his GCTO should be. "How can you retire? Once you retired you won't be surrounded by many Yes Men supporting whatever you said!" LOL!


  1. The lower we are in social and working hierarchy, the simpler the reason to retire.

  2. The longer you work, the more money you'll have for retirement. But the longer you work, the less time you'll have to enjoy that retirement.
    — Wall Street Journal

    1. Money is important for retirement in that it is a means of survival, a foundation for comfort, and a tool to accomplish some of your life’s goals. It can’t guarantee happiness or health or love, however. And regardless of how much you have set aside, money cannot buy creative fulfillment. The key to a happy retirement is to have enough money to live on, but not enough to worry about.
      — from How to Retire Happy, Wild, and Free


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