You are married with kids and worse you are SINK (Single Income aNd Kids). You have to carry two Big Things on your shoulder every morning when you wake up.
Your monthly mortgage payment
Your Kids university education fund
What a huge relief when one day I discovered that I don't have to carry (1) on my shoulder anymore and then on another day I have dropped (2). Completely free from burden on my shoulder with no more Big Thing on my shoulder as SINKing parent. Finally, it is all over. Phew!
Last updated : 14 Sep 2019
I am 63 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 20 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2041 @ 85 yrs old.
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