Generally, we compute Net Worth = Assets - Liabilities
Generally and globally accepted standard of computation of assets is to exclude your residential home (however, you can choose of your properties and designate it as residential if you have more than one)
I am more conservative and aware that some assets seem to be moving away from my reach e.g. CPF SA and MA as Government likes to put its strong hand in them. I might as well exclude them as assets and treat them like bonus.
My Net Worth = Assets - Liabilities (excluding CPF SA and MA)
Currently, I have zero liabilities.
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