I Don't Live Off Dividend Income In Last Three Years In Retirement From Full-time Job As Employee

Read? Why Living Off Dividend Income in Retirement is Not Perfect


Uncle8888 doesn't hate his CPF at all! 

With CPF and local equities in SGX ; he can build sustainable retirement income for life model across future market and economic cycles and also help to avoid any sequence of return risks.

Spur 30 September 2019 at 12:01:00 GMT+8

Hi Uncle8888,

Cash shield, yield shield, bond shield.

I think very hard for negative sequence of returns risk to penetrate your triple shields! LOL!

On Blog Leave From 29 Oct to 5 Nov 2019 : Taiwan Round 6

Read? Day 9 (Afternoon) and Day 10 ( up to 4 PM) : Taiwan - Kaohsiung


Taoyuan (4N), re-visit CingJing (3N) and day tour to Sheipa if departure available from Taoyuan.


This time exploring walking trials in CingJing.

Why is Temasek acquiring Keppel?

Don't think too hard and too much. Okay?

Same as why Temasek in 2014???

Read? Temasek offers to buy out Olam


Temasek is marvel hero like Superman or Spiderman!

When it is time to save the Lion City; he will come to rescue just like any superhero!

LOL!

Something Behind Our Luck Factor And Chance In Randomness Environment Where We Have No Control (3)

Read? Something Behind Our Luck Factor And Chance In Randomness Environment Where We Have No Control (2)

One ex-colleague alerted Uncle8888 on coins picking article relating to luck!

Time for an update

From 1 Apr to 24 Oct  2019; the number of coins pick up across large geographical areas is 32 since last update.


Law of Large Number will influence our luck factor!

How to be lucky to pick up multi-bagger stocks?

1.4 million Singaporeans to receive Bicentennial Bonus benefits in November

Read? 1.4 million Singaporeans to receive Bicentennial Bonus benefits in November

Read? Workfare Payouts (3)

The 400,000 workers who qualify for the Workfare Income Supplement (WIS) will receive the Workfare Bicentennial Bonus at the end of October.

They will receive an additional 10 per cent of the total annual payment for work done in 2018, or a minimum payment of S$100, to help them with their daily expenses, the finance ministry said. 

Uncle8888 is classified as one of 400,000 workers.

$240 or Government is buying him 218 cups of kopi kosong!

Real CPF OA and SA balances for Singaporeans when they were in their 40s

Read? Singaporeans' education, employment, wage outcomes have improved over the generations: MOF study

Hmm ...

So FAs are right. 

Many Singaporeans cannot depend on their CPF to retire!

Uncle8888 is with Gen 2 (as at June 1999)

Temasek makes S$4.1 billion bid to take control of Keppel Corp

Read? Temasek makes S$4.1 billion bid to take control of Keppel Corp


Read? Long Term Investing : The Past Is NOT Present. The Present is NOT the Future! That is WHY it is very tough to be BUY and HOLD!!!


The Motley Fool Singapore » Company Analysis » 

2 Reasons I Find It Difficult to Invest in Keppel Corporation Limited

Lawrence Nga | September 24, 2019


LOL!

One month later ...

Temasek makes S$1.4B bid to take control of Keppel Corp!

Four ways to optimize your CPF savings

Four ways???

Hmm ...


The 5th way is through successful long-term investing in CPFIS; but it is not easy to achieve by CPF members. Probably; that is the reason why we seldom come across articles or blog posts on CPFIS as one of the ways to optimize CPF.

Read? Optimize CPF

The Last Physical Look At Sentosa Merlion

Read? We can’t save the Sentosa Merlion, but can sure protect other aspects of Singapore’s heritage

Sentosa's Merlion first built in 1995

The Sentosa Merlion has long been an iconic tourist attraction since it was first presented in 1995. This was after the miniature version, standing at 8.6m tall, was unveiled at the Singapore River in 1972


 

Value Investing - It is about multi-baggers (Refresh)

Read? Value Investing - It is about multi-baggers

Read? Bragging rights: MIT


It is more than just been lucky!

Of course, luck must come first; but then you have to ....

Read? When a Giant Gain Causes Pain (4)

Value Set Meal

$4 curry set meal!

Got fried fish!

SGX - Round 3 Akan Datang???

Q1 result on 24 Oct 2019

Can Dividend Investing Support AVERAGE Retirees Over Decades Of Inflation In Their Retirement Lifetime? (2)

Read? Can Dividend Investing Support AVERAGE Retirees Over Decades Of Inflation In Their Retirement Lifetime?


For every $10K of annual household expenses; FIRE or retire will need to accumulate this level of capital to invest @ 5% yield and also re-invest the surplus balance of dividends @ 5%; and assuming 2.5% yearly inflation.

20 years - $274K

30 years - $301K

40 years - $320K

Can Dividend Investing Support AVERAGE Retirees Over Decades Of Inflation In Their Retirement Lifetime?

Uncle8888 has serious doubt as AVERAGE retiree; he can just depend on dividend investing to support his lifetime household expenses with yearly inflation.

Certainly; he needs more than just dividend investing strategy to be sustainable!

So you believe when you build an investment portfolio to generate the required dividend income to support your household expenses you can FIRE or retire?

Sure?

In long-term investing, your account size really matters - CW8888

Singapore's seventh nature park opens in Thomson, with site of former village on its grounds

Read? Singapore's seventh nature park opens in Thomson, with site of former village on its grounds


One more park to explore especially for retirees to pass time. :-)