As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Thursday, 9 May 2019

Not Just Financial Independence. Build Sustainable Retirement Income For Life!!! (2)

Read? Not Just Financial Independence. Build Sustainable Retirement Income For Life!!!

Thursday, 2 February 2017

(1) How to pass your time?

(2) Is your retirement life sustainable over next few decades?

After more than two years; this is what Uncle8888 has been doing relating to two questions raised during 2017 CNY home visiting:

(1) Read? Part-Time And Free Lance Jobs (2)

(2) This is the plan to build sustainable retirement income for life across future market cycles of doom.


  1. One of the reasons why i have not cashed in any WL insurance policies because they are still paying higher than FD interest rate.

    Even after minus premiums paid into consideration.

    Besides, i am fortunate enough that i can treat them as emergency funds or when i just want to use some of them as leisure funds.

    Ya i know can invest the "cash value money" in stock to get better ROI and than can't sleep well at night leh.

    i think i still have funds not deployed probably yet leh.


  2. Ha! Ha!

    Another way of looking at it.

  3. Anyway selling WL policy in the market usually will be much more than it's cash value.

    Usually about 3 to 5 % more.

  4. i think when U reach 65, U might change your mind of starting to draw out RA, delay to mandatory 70 auto draw out instead especially FD is still only about 2%.

    i delay to 67 or 68 but my wife will be mandatory 70 auto draw out.

    1. Hmm .. may be shift goal post and let Grasshoppers laugh

  5. Unless U plan to have no legacy for anyone.

    That i think can not be like U.

    Or G is a coalition G now.

  6. No lah, nobody should laugh.

    A plan is only as good as of now what U think the future going to be.

    And when the future comes and is different from your plan, U plan again lol.

    Ha! Ha!

  7. CW,

    Very comprehensive plan for sustainable income in retirement. You look all set to enjoy your golden years.


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