I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday, 10 March 2019

How Soon Should You Start Investing Your CPFIS?


Read? How Soon Should You Start Investing Your CPFIS And SRS?
Read? Did CPF Savers Really Lose Out To AVERAGE CPFIS Investor?
How soon?

 How do you know you already have competency to beat 2.5% compounding interests Wonder?

 See for yourself!

 Average CPFIS return from 2011 to 2018.

 That guy mentioned in the earlier blog post is 6 years into investing his CPFIS i.e. starting in 2013.

 Here is the truth and fact:

 How much opportunity cost did CPFIS market timer really lose out from 2011 to 2018 waiting for market crash in SGX?






Posted by Createwealth8888 at 08:58
Labels:

3 comments:

  1. Spur11 March 2019 at 16:45:00 GMT+8

    Hi Uncle8888,

    If we were Americans or Vietnamese, your ex-colleague would probably be smiling at his investments! :)

    Some countries smiling, other countries crying! LOL!

    A broad global index fund or ETF will have generated 4.5% CAGR (dividends reinvested) from the top of previous bull Q3 2007 till today. Not very spectacular. But many will be worse becoz they sold near the bottom in 2008 or 2009.

    Unfortunately till today, no CPF-approved low cost global or S&P500 index fund or ETF. Only expensive unit trusts.

    I took a look at my own performance for cash + equities for the same 11-years period --- only like 5.5%, barely better than passive global index!

    Yup, not easy investing ... Oh I almost forgot .... Happy 10th birthday to the Bull, at least for S&P500 ... it hit the bear low back in 9 Mar 2009.

    ReplyDelete
  2. CreateWealth888812 March 2019 at 07:51:00 GMT+8

    Which is better?

    Regret of not making more or sorry of losing money?

    ReplyDelete
  3. Henry12 March 2019 at 14:23:00 GMT+8

    Nvr wrong to take profit. No one can predict what is the high or low. Tio bo?

    ReplyDelete

Subscribe to: Post Comments (Atom)
Related Posts with Thumbnails