As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday, 1 January 2017

The Difference Between Smart Financial Advice and Smart Financial Advice For You (4)

Read?  The Difference Between Smart Financial Advice and Smart Financial Advice For You (3)

Frugal People Don't Travel? 

They Rather Invest!

Delay Gratification Then Travel For Free???

Our money can wait for us; but our Time and body energy doesn't!

For those married with kids; your Time to spend with your kids is often limited. Once they become teenagers; they will gradually move on with their own life. 

One day; when you realized that you can afford to spend more time with them; but they have already move way ahead and you can't force them to follow you anymore like when they were kids following anywhere and everywhere. Get it?


  1. Sometime lesser money is more important for us than those smart advice to accumulate more money to secure our future. That why we have many single household income among us.

  2. CW,

    You focus on children, I focus on our parents.

    I could have signed on for another 3 years overseas, and every extra year the money earned and saved would have made my "retirement" more "secure".

    When is "enough" enough?

    It's easy to move the goal posts, but can our parents wait for us?

    Being physically here and accompanying mom to her hospital appointments is not the same as me sending money from overseas and saying anything money can solve is not a problem...

    What we do reveal our priorities.

    I respect stay-at-home moms and dads.

    1. My respect for you as a son!

      We can see the difference when older folks going for their medical follow up or appointments. Who are with them? Their trusted loved ones? That is world apart of caregivers.

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    1. Something for some investment bloggers to take note that our life is NOT just about securing our future for retirement. There is something bigger than money that some others are willing to sacrifice for their loved ones.

  4. HI SMOL,

    Now we know who can best taking care of MOM.

    The unmarried ones plus those who stop working for money earlier than usual.

    1. Golden Rabbit,

      Mom is a fulltime housewife. She's always around when I came home from school and work.

      She didn't "outsource" me to a maid or childcare centre; I'm merely mirroring her actions and paying her back the way she brought me up.


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