As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Wednesday, 4 January 2017

No More Earned Income From Human Asset. It Is All About Sustainable Retirement Income For Life Till 2038 (2)

Read? No More Earned Income From Human Asset. It Is All About Sustainable Retirement Income For Life Till 2038

Uncle8888 still prefers worry-LESS over market cycles retirement income strategy even though he has 17 years of active investing experience in the stock market. 

Yes! He is savvy retail investor; but not Auntie8888. One day; he will not be around to invest so his money will have to be taken over by her. 

Investing is smart financial advice to Uncle8888; but not to Auntie8888. That is the fact of life that not all of us can become savvy retail investors even we wanted too. So it is better for some of us to control our spending and be good savers. At least; we don't have nightmares over losses over market cycles!


  1. How about ...

    1. Cash other than emergency and expenses fund
    2. Endowment proceed.

    1. Endowment proceed has been excluded from net worth's asset for youngest son's Uni fund.

      Cash in war chest earns tiny return. Insignificant :-(

  2. Replies
    1. I am using Enhanced Nomination Scheme (ENS) Nomination

      Your nominee(s) will receive the CPF savings due to them in their CPF accounts.


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