Uncle8888 still prefers worry-LESS over market cycles retirement income strategy even though he has 17 years of active investing experience in the stock market. Yes! He is savvy retail investor; but not Auntie8888. One day; he will not be around to invest so his money will have to be taken over by her. Investing is smart financial advice to Uncle8888; but not to Auntie8888. That is the fact of life that not all of us can become savvy retail investors even we wanted too. So it is better for some of us to control our spending and be good savers. At least; we don't have nightmares over losses over market cycles!
Last updated : 14 Sep 2020
I am 64 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 21 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2041 @ 85 yrs old.
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