I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Monday 30 March 2015

Return On Human Asset vs Return On Financial Assets??? (2)

Read? Return On Human Asset vs Return On Financial Assets???

Are we really that good (with FA, TA, or combined FA+TA) in generating good return on our financial assets through our investing knowledge and skills?


We just rise and fall with the tide of market cycles of bulls and bears?

You can see that Uncle8888's yearly Return on his human asset is more favorable across economic cycles of booms and dooms. 

Living on investment income when we are much younger? 

You can make your judgement call after reading this post. 

Which is more reliable source of income for MOST of us?

The rise of Big Bull may have made us feel like Gu Shen and thinking that we may have finally got it "Right"! We are ON THE WAY!

But, the follow-up Big Bear will teach us what is truly the "Right" thing to do after sensing the rising power of earning investment Return during a Bull Run.

His Yearly Break Down chart will show the true picture of his last 15 years of investing journey. The Rise and Fall across market cycles.

Now, he is planning on how to better ride the tide of future market cycles of Bulls and Bears.

Read?  You Can't Predict. You Can Prepare - Updated on 25 Jul 2014


  1. Beware! Following a large gain we may become even more aggressive when the tide turns against us to indicate that we may be wrong. But, we may choose to ignore and bet even bigger to prove that we are "right".

  2. temperament,

    Passive indexing as a vehicle is only popular and possible in Singapore when we finally have the first STI ETF.

    We may have to wait for another 20 years before we can hear what's their true experience with this "Look ma, no brains needed!" way of "investing.

    Having said that, a TRUE passive index investor will not buy the STI ETF as it's too narrow a concentration of stocks and therefore "too risky".

    Of course nothing wrong if we want to invent our own definition or school of passive indexing ;)

    Just like I've customised my own variation of Trend Following to fit me and me alone.


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