I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Monday, 21 July 2014

Passive Income??? Why must have more of it!

Read? What Passive Income?

Read? The most important chart in CW8888's blog to remember on Wealth Formula!!!

Passive income is Good; but don't ever forget about Uncle8888's Wealth Formula

Wealth = Asset value + Cash flow

Our cash flow can be in any form.We must have emergency and medical fund available too. And never ever need to liquidate any of our asset during market low. Never ever!!!

Can you see what is Uncle8888's thinking?

Earned income from employment and sometime got f...ked by bosses or customers = ACTIVE

Earning  (not yours yet) from investment; but sometime got screwed by Mr Market; but okay lah. No f..king by bosses or customers = PASSIVE

Uncle8888 can count his earned income till Dec 2014. It is already known and can be countable.

Earning from investment is marked to market closing price at last Friday.

See the difference. Predictable vs Unforecastable

Honestly, you tell me!

You want more of what?

Earned or Earning?

Active or Passive?

Tell me!


  1. CW,

    If I earn $1 million a year in my day job and earn $100K in dividends and capital gains how? Would I quit my day job to ESCAPE using passive investing?

    But then, if I earn $50K per year and earn $100K in dividends and capital gains, would I quit my day job and switch to full-time active investing to ACHIEVE?

    P,S, By the way, constantly mark-to-market, measuring new record highs, doing powerpoints on new goals and strategies... Not very passive to me leh ;)

    Jokes aside, I am on the same page as you,

    There are people out there who just want the "passive income" without even lifting a finger to plant the seedling and water their fruit trees.

    It's not as simple as choosing the highest dividend yield stock at 9% and hoot big big. You try explaining the better choice could be a lower and not sexy dividend yielder at 4% but with dividend growth rate at 20% plus per year....

    "Passive" does not mean "No need to think".

    And thinking is very "active"!

  2. Too passive in thinking will tio dementia faster.

    Better keep thinking and think harder and deeper to simulate the brain cells. LOL!

  3. Two things come to mind, Health is part of the Wealth too, so, we should not be conveniently omitted it ;-)

    Also, for "Passive" income, there are many other ways besides accumulating Asset Value (e.g. from stocks) ;-)


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