I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Friday 27 June 2014

Your Account Size Really Matters!

Let be realistic about investing and rate of compounding investment return.

See for yourself the number of years you will need to reach your first million dollars from your initial capital size!

Your Account Size Really Matters!

Then you decide your investing strategy. 

Go for growth-dividend or dividend-income stocks?

No free lunch to reach your first million dollars!


  1. Newbies keep asking about Method.

    Fewer will know that Mind and Money Management matters more than Method. Your long-term investing success will depend on Mind and Money.

    Ask how can you add more investing capital but make 100% sure that your emergency fund is well taken care of. You and your family are reasonably covered by insurance.

    Make very sure that you don't need to liquidate some of your portfolio to cover future expenses in the next 5 - 7 years.

    7 years is what I would recommend as it could reasonably cover a full bull-bear-bull market cycle.

    You JUST need to survive the market cycle without having to force sell your assets during market low to support expenses. You will have good chance to recover.

  2. You can reference the table to find how many years you need or have to reach your goal?

    What is the rate of return you need to have?

    What is amount of capital you need


    Different view. Different perspective. Happy viewing

  3. This comment has been removed by the author.

    1. The tapestry of living your financial life is so much more than any table of numbers can give you. Be careful!


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