Uncle8888 has adopted a Goal-based Approach investing strategy by setting for himself a 10-year progressive Goal Targets to be achieved for each year from 2012 to 2021.
Our investing journey is not Horse Race or Rat Race where we compete against others. It is our investment Marathon Race where we set our own pace and compete against ourselves to win our own race.
Year 3: H1 2014 Result
Achieved 21.3% against 25% of 2021 Goal Targets.
Investment Portfolio XIRR
Track, Measure and Visualize!
Without doing it; how to revise investing strategies and to improve year-on-year investing performance?
Investment Portfolio's XIRR includes all investable cash plus the current stocks value at market closing price as on 30 Jun 2014.
Since one year ago: +2.9%
Since 1 Nov 2008: +6.1%
Since 1 Jan 2003: +10.4%
Since 1 Jan 2000: +9.5%
Riding the market cycles of Bull and Bear
You can see the downside of not doing market timing. It is just riding up and down and not going anywhere!
Liquidity and Permanency
We have to maintain Liquidity of Capital (War Chest) for the Next Bear and Permanency of staying Invested for the next Bull since we can never be able to effectively time the market.
After taken back 100% of his Investing
Capital and some profits off the table for his War Chest; it is going to be like Year 2000 restart; except this time Uncle8888 is armed with Master Degree in Stock
Market and going for his PhD. in Stock Market.
It is going to be more exciting in the next Bear!
This time, regular readers will be able
to watch "Full Time" actions on how investing lessons for PhD course are
conducted here.
In the last two courses, readers could only watch "Half Time" actions since Uncle8888 has only started to blog in 2006.
When will Mr Bear come?
The model:
Tap 1: Survival Money
The cash flow from Tap 1 doesn't depend on stock market condition.
Current: 64.5% vs. Target: 67%
Still Work In Progress ...
Posts
Hi, I also have been trimming down my stock portfolio and move them to money market, fixed deposit, srs, and cash. Currently 41% invested in stock, while the rest in cash-related investment. The big question is WHEN is the next bear? 2015? 2016? 2017? or ??? :)
ReplyDeleteMany of us have been waiting since Oct 2010 for meaningful correction.
ReplyDeleteLOL!
Uncle is prepared for warchest unlike what happened back then in 2007 when his portfolio crash and unable to maximize on the opportunity given.
ReplyDeleteThis time we will see Uncle rise to the top when market crash :)
I hope market wait until I accumulate enough war reserve before it crashes. ;)