I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
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Wednesday 4 June 2014

Long-term investment compounding return: Theory vs Real (2)




Read? Long-term investment compounding return: Theory vs Real


Hear the truth from Uncle8888!

Your CPF OA will be heading towards the North and powered by the 8th Wonder of The World - Compound Interests!






























The truth is here!


"In theory there is no difference between theory and practice. In practice there is." - Yogi Berra


In Practice, long-term investment return can end up like this ... and not always UP, UP, and AWAY like Superman!
 

















May be some retail investors have super investing power !



3 comments:

  1. The first thing retail investor should have is to aim for super long lasting investing power.
    Things will or should even out in the long run.
    Or maybe you are the 'HIT & RUN" type.
    But really!
    There is no exception for you or anybody.

    ReplyDelete
  2. CW and temperament,

    The irony in the CPF minimum sum debate:

    1) If your real world investment returns are very much higher than CPF consistently over 10 years or more, you wouldn't need to touch this CPF minimum sum, would we?

    2) Some are clamouring to let them invest 100% of their CPF OA without restrictions. It's quite evident these people started their investing journey AFTER 2009. They have never been through a plain vanilla -20% bear market yet...


    But then, that's how we started too ;)

    Fearless young at heats - thinking we are the Masters of the Universe when we made our first UNREALISED pot of gold. Then the idiot bear took it all away and then some.

    Now we know the reality of taking profits is never wrong.

    Let those starting their journeys debate on the theory of letting their profits run...

    ReplyDelete
  3. CPF and the annoying thing about compounding

    Compounded interest seems like a pipe dream because its effects only show in the final years, says CAI HAOXIANG

    ReplyDelete

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