I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


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Monday 24 October 2011

Personal savings put the frowns on S'poreans

SINGAPORE: Singaporeans rate their personal savings as the area they are most unhappy with - according to a study called "The Happiness Report".


Conducted by global communications firm, Grey Group, the study found that nearly half of the respondents reported a lack of sufficient savings in the last six months.

The second area that respondents said they were least happy with, was personal expenditure over the last half year, garnering 40.5 per cent of responses. The next three areas that made Singaporeans unhappy were their confidence in the economy (27 per cent), job satisfaction (23 per cent), and work-life balance (21 per cent).

The study was conducted in June this year with 200 respondents, from the ages of 18 to over 60 years old.

The study also revealed the top five things that Singaporeans were most happy about. Area of residence topped the happiness index, with about 78 per cent ranking Singapore as the best place to stay in the world.

Close family ties ranked second (74 per cent), spirituality came in third , with social support networks taking fourth and personal time rounding off the top five on the happiness index.

The study also discovered that baby boomers (45-49 years old) were the happiest people with an overall net happiness score of 11.4 per cent, 4.6 percentage points higher than the young adult segment (18-29 years old).

It also found that men were happier than women at the workplace, with 46.08 per cent of men found to be happy at their jobs as compared to 37.75 per cent for women.-

-CNA/ac

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