As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

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Monday, 10 October 2011

Memory of Asian Financial Crisis is back!

Createwealth8888: One of my relatives almost went bankrupt due to heavily into this share loan financing by pledging existing shares as collateral in order to make borrowings to maximise the potential of investments during Asain Financial Crisis.

Hong Leong Finance offers 1.5% interest rate


Hong Leong Finance on Monday announced that for a limited period, customers who take up Express Share Loan for a three-month tenure with a minimum of $10,000 loan will enjoy a special interest rate of 1.5 per cent.

Hong Leong Finance offers 1.5% interest rate to celebrate its golden jubilee

Express Share Loan is a short-term secured credit facility which allows customers to pledge existing shares as collateral in order to make borrowings to maximise the potential of investments.

This offer is extended in conjunction with the finance company's golden jubilee, where its customer service staff will don three-piece gold coloured jacket suits in place of grey uniforms.


  1. Interesting. How does this actually work? I guess if you can't pay up, they will take away your shares? Or if your shares fall below a certain value, they will ask u to put more collateral?

  2. Many people may think that 1.5% is an easy target to beat. LOL


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