I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

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Saturday, 25 December 2010

Portfolio Management - Too much cash may become a problem

Read? Portfolio Management - Returns and Risks of losing it back!

If the Bull market continues its rally into 2011, then too much Cash on hand may become our big enemy as this boat (Cash) doesn't RISE with the tide of a rising bull market.

So how?

"All man's miseries derive from not being able to sit quietly in a room alone." - Blaise Pascal

So can we afford to do NOTHING? or the time should be used to identify more potential stocks for our watch list.

2 comments:

  1. Ya Lo!
    $100K will lose minimum 2.5K p/a
    $500K will lose minimum 7.5K p/a
    All because I withdrawn my CPF @55 & closed my CPFIS account.
    And inflation is reported to be @4% now.

    Help!
    I need somebody help!
    Not just anybody help!
    But somebody help!
    Will somebody help me!

    It seems now CPF Board is the "best place" to park your stock markets investment fund after age 55.
    Think carefully, before you closed your CPFIS account.

    Now I need somebody Help!
    Will somebody help me?!!!

    ReplyDelete
  2. Hi,
    500K will lose minimum 12.5K p/a
    Sorry not 7.5K p/a.
    How come can make this mental calculation mistake?
    Maybe overwhelmed by emotions?
    And is trying to sing Beatles' song to cover my real heartache?

    It looks like no one can think of a better place (or at least a "not a bad place") to park the after 55 CPF investment fund for the stock markets?

    "Where are all the flowers(investment experts)gone, long time ago?
    Just when I needed you, where are all the flowers gone, long time ago?"

    Think again carefully, before you close your CPFIS account at 55.

    "Where are all the flowers gone, long time ago?
    Just when I needed you.. la, lah, la, la, lah, la....
    They all have gone to self consolation."

    My heartaches, because can make such silly mistake.
    And I know of a "Heartache Song"
    I have the CD.
    Though this heartache song is about love.
    I am going to play the CD.
    Anyway,I have not listen to this song for quite sometime.
    Self consolation for self healing?
    Ha! Ha!???

    ReplyDelete

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