Read? Insurance - Human Asset and Liability - Part 3
Life Insurance after retirement
I feel that it is just too costly to hedge an old and non-income producing asset after retirement so I have long ago planned for the last whole life endowment policy to mature at 59 and the whole proceed will be reserved for my youngest kid for his university education and living expenses.
After 59 onwards, I will only be covered by company's Group Insurance if I continue to work as an income producing old asset but at much higher monthly premium once cross 60.
Looking back, did I make a good decision then?
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