As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

Currently; it about 54% to destination!

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Friday, 23 October 2009


So, what is outsourcing? Outsourcing is contracting with another company or person to do a particular function. Typically, the function being outsourced is considered non-core to the business.

Do you also do some forms of outsourcing at personal level e.g. getting tutors for your kids, maid, baby-sitter, part-time domestic helper, etc. These functions may be considered as non-core to you and your family.

How about your investment? Do you consider it as non-core too?

You may say: "No". But, think again, maybe you did?

Have you been investing in Unit Trust, ILP or even ETF?

You probably has outsourced your investment function. But, if you think that your investment is a core function in your life journey, probably you should plan to take it back and put it more effort and time into it. All core functions definitely require serious effort and time to get them done.

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