Financially, psychologically, emotionally, responsibly married couples with dependentshave to think and must consider their options differently. Matured and confirmed Singles may only need to secure their own retirement future. They will have less uncertainties and probabilities ahead of them. But, as married couples with dependents; we have more uncertainties and probabilities ahead of us. Many things may go WRONG and most of the time when such things happen; it require CASH to help us to get through! We will need smart financial advice for parents and not just any other smart financial advice. As parents, many of us are willing to put our own retirement planning way ahead of our children's future and welfare. Even in the animal kingdom; it is the same. Never go near any animal when they have young ones with them. These animal will attack you suddenly when they sensed that you have threaten their young.
Last updated : 14 Sep 2019
I am 63 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 20 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2041 @ 85 yrs old.
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