You actually may need four bank accounts.
1 - For living expenses and GIRO
2 - For Emergency Fund (3 months in conjunction with FD period 6/12 months)
3 - For Investment and Trading
4 - Fixed Deposit (Mid Term Saving)
With the 4 bank accounts, you are absolutely clear on the money movement and transactions and also easier to maintain records tracking by downloading monthly statement from the banks.
Dreaming of a Working Holiday in Australia or New Zealand? Here’s Your Ultimate Comparison Guide - I don’t enjoy living in Singapore. Call me whatever you like — ungrateful, a typical millennial, extremely ungrateful — but living alone in Melbourne for t...
2 hours ago