Wah, another round of hot debates on ILP (investment linked policy) in ST!
Get yourself educated, and then you are in better position to educate your own children when they are old enough to decide to hedge their own Human Asset.
I was once not really educated in insurance matters, and bought those recommended policies because relationship and friendship that matter.
Thinking back it was not a financially right approach towards insurance, but now I have better knowledge to advise my kids insurance needs.
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