Wah, another round of hot debates on ILP (investment linked policy) in ST!
http://www.straitstimes.com/ST%2BForum/Story/STIStory_443230.html
http://createwealth8888.blogspot.com/2009/07/saving-life-insurance-and-investing.html
Get yourself educated, and then you are in better position to educate your own children when they are old enough to decide to hedge their own Human Asset.
I was once not really educated in insurance matters, and bought those recommended policies because relationship and friendship that matter.
Thinking back it was not a financially right approach towards insurance, but now I have better knowledge to advise my kids insurance needs.
http://createwealth8888.blogspot.com/2009/10/insurance-human-asset-and-liability_13.html
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