http://createwealth8888.blogspot.com/2008/09/singapore-past-inflation-rate.html
Your personal inflation rate may not be the same as the market inflation rate. Your spending habit will determine your personal inflation rate and can be higher or lower than the market inflation rate.
When we retire; we should learn how to adjust our spending habits so that our personal inflation rate will be lower than the market inflation rate. With a lower personal inflation rate, it will be much easier to generate lower returns on investment to provide sustainable retirement income.
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