So far if it not wrong; only two bloggers said loud and clear that NOT everybody need to become retail investors to beat inflation. Good savers who are risk averse and don't want to ride the emotion of losses or even paper losses can choose not to invest. Good savers can beat inflation by having more than enough assets for draw-down to last their lifetime. Read? He Has Retired At 58! His ex-boss told Uncle8888 that he doesn't invest in stock market anymore as he can't afford to lose anymore!
Last updated : 14 Sep 2020
I am 64 yrs old uncle living in HDB heartland who has achieved financial independence @ 56 and finally retired @ 60 from full-time job as employee on 1 Oct 2016.
Single household income since 1995 with three children.
Currently, two sons and one daughter are working.
I have been doing 21 years of long-term investing and short-term trading in Singapore stock market only since Jan 2000 so I am that so-called Panda or Koala in the investment world.
I am currently executing my Three Taps solution model to maintain sustainable retirement income for life till 2041 @ 85 yrs old.
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