I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday 12 February 2017

Is Mr. STI Making Many Of Us Feeling Good???

Hmm .. Don't bother with two decimal places for XIRR. It is no different from the Price Tag on Good showing $X.99!

Are Price Tag like $X.99 going to disappear when someone poking that 1 cts lesser is how much cheaper?

Same. Same!

Don't worry!

Keep posting that two decimal point like price tag of $X.99. LOL!


  1. CW,

    You asked for it. I bite!

    "Long term" investor tracks and measure DAILY volatility.

    You win liao lor!

    1. It clearly shows that long-term investing is all about riding market cycles and volatility. Any snapshot of investment performance doesn't prove anything. Good showcase for newbies who have been overshadow by "Gurus" telling them year-on-year double digit return is possible.

    2. CW,

      I agree and like your chart. But you had to include the word "daily" in the chart heading when its a multi-year chart ;)

      In statistics, we filter out the "noise" by having moving averages :)


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