I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Saturday, 10 October 2015

Your Investment Portfolio is your Accelerator on the Road to Financial Independence! (4)

Read? A Gift to Colleagues and Friends!

Read? Your Investment Portfolio is your Accelerator on the Road to Financial Independence! (3)

Uncle8888 started working in Aug 1977 @ 21 yrs old and became CPF member. Two more years in Aug 2017, he will celebrate his 40th years anniversary as CPF Member!

What has he achieved after 40 years as CPF Member?

Will his next milestone on the Road to Financial Independence is to become an old CPF member Millionaire with his CPF accounts in 2016 or 2017?

Is this something to celebrate on his 40th Year Anniversary as an old CPF Member?


  1. temperament,

    I'll ask you 3 questions:

    1) Where did your CPF funds come from?

    2) How much time and brain cells did you use up to decide to opt out or delay as long as possible?

    3) Did you not have to EARN the capital first, and then SECURE you've made the right investment decision for this CPF passive income?

    If your wife never works a single day, and her CPF were gifted by you to her, and the decision whether to opt out or delay as possible was made by you on her behalf, yes, I'll concede it's passive income from your wife's perspective ;)

    I never said there's no such thing as passive income.

    I did say if you inherited that position it's passive.

    And the only other way we can get a passive income without us lifting a single finger that I can think of, is someone gifting that position to us ;)

    So there!


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