I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Monday 28 September 2015

Return On Investment: Actual vs. %???


$120K passive income p.a. 

So impressive! 

Is % equally impressive?


1,000% gain.

So impressive!

Is actual equally impressive?


This is how the Minority plays the big number game to grab the attention of silent Majority to follow them. The more vocal followers will sing their praises loud and clear.



How about Uncle88888's DBS yield on investment cost?


7.3% p.a. for SE Asian largest bank ex Japan and a strong brand.

Impressive?


But, time has arrived for him to change this big number game plan to trade % for actual. LOL!


Here is the switch from DBS in CPFIS to cash position for OSIM and DBS ...

Nothing to shout about on their yield.

OSIM: 4.2%

Re-entered DBS: 3.5%

But, the actual cash flow from these two positions is 27% higher than before the switch.


Wealth = Asset Value + Cash Flow

 
Read? Keep your Goals on hand and close to your ear and face??? (2)










 

 


 

 

13 comments:

  1. Replies
    1. What sour grape?

      This is a number game we play to grab attention. You still have lots to learn.

      Delete
    2. yes, better dont look at how others doing, just focus on own portfolio and money.

      Delete
    3. That right. When time passes; our investing strategies will need to be revised from what has been good when we are at the past years. Now, I refocus on bigger cash flow i.e. actual v. %

      Delete
    4. well can ask your kids to give u pocket money to increase your cash flow:) lol

      Delete
    5. walau! That is failure as an retail investor. Better stop blogging

      Delete
    6. uncle
      i heard from 958, someone said market will going up this year end.

      ok, haze is coming back, drink more water. today i am sick, stay at home...u better take care. since you so old liao

      Delete
  2. CW,

    I now squatting down like Chinaman, with both fisted hands on my cheeks.

    Watching in delight.

    I no need to poke you in future.

    Now got kohai (後輩) to poke you...

    You didn't see this coming, did you?

    See? Teach finish student no teacher :(

    LOL!

    ReplyDelete
    Replies
    1. yeh,

      "u better take care. since you so old liao"

      You definitely not in sales.

      Can stop at "u better take care".

      LOL!

      Delete

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