I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday 4 January 2015

Home for Living and not for profit taking (11)

Read? Home for Living and not for profit taking (10)

To get a shorter HDB housing loan or get the max?

To pay up periodic lump sum and become debt free earlier?

These are simple answer to these difficult questions.

How you feel towards your house?

a) This is my or our Home where I or We would rather die in it


b) Just another financial asset to be monetized when necessary.

This is all about your own feeling but more importantly how both of you as married couple feel  when you first bought your house or home!

What is Home?

You may have the answer now!

No answer. Check with your spouse?


  1. Still don't understand Home and House?

    This man can easily afford any House under the Sun; but he still prefers his Home.

    Read? Home for Living and not for profit taking (7)


  2. How many of us like to think that Future Me may NOT be in good health for re-employment to 67?

    Read? How will the Future You thank you? (2)


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