I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


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Sunday, 18 January 2015

Can You Beat the Total Return For Monthly Investment on STI ETF stock since Jan 2008???



Read? STI ETF CAGR???


As an active retail investor in Singapore using local flavor only, can you beat the Total Return of STI ETF since Jan 2008 by buying one share of STI ETF on month basis at the closing price on every first trading day of the month.


(To simplify the illustration purpose, we use one unit share purchase to compute Total Return over last 7 years i.e. Jan 2008 to 16 Jan 2015)


With DCA, your Total Return should be better!



























Total Return (capital gains+dividends collected) as of 16 Jan 15 = 124% over 7 years or annualized total return @ 3.4% p.a.

 








































6 comments:

  1. Finally, I managed to upload the giant image. LOL!

    ReplyDelete
  2. Actually, if you are only keen on STI ETF, you have already save lots of your time on company analysis or prospecting or reading brokers' reports.

    You just need to set email alert to buy at your respective support level. Why need to look at your computer screen for STI ETF Average Down strategy?


    LOL!

    ReplyDelete
  3. Kyith is saying 5% while you say 3.4%

    Who is right and who is wrong?


    http://www.investmentmoats.com/budgeting/getting-your-child-to-pay-for-their-own-university-fees/

    ReplyDelete
    Replies
    1. Still depend on timing and market timing. I assume buying on every 1st trading day @ closing market price on every month.

      Delete
    2. The 5% is using XIRR calculation. Different way of calculating.

      Delete
  4. I think the performance quoted by the ETF assumes that the dividends are reinvested, so perhaps that helps explain the difference between your figures and the ETF managers?

    ReplyDelete

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