I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

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Thursday, 30 October 2014

Realistically investment return on your portfolio. 4% or 8% CAGR???



What is your projected CAGR for your retirement planning or financial independence?



  4% or 8% CAGR?





 What is the impact?

4%???



Earn more income from your human asset. 

Save more.

Build bigger and bigger war chest for the next few Bear!
Posted by Createwealth8888 at 09:04
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3 comments:

  1. SS30 October 2014 at 10:03:00 GMT+8

    Hmm, I don't have a CAGR leh. I just think I need to work, save and build bigger war chest till I cannot or do not want to work anymore. Anything earned from investments is bonus.

    ReplyDelete
  2. Investopenly30 October 2014 at 11:31:00 GMT+8

    ahhhhhh... war chest again! Oh, as for your original question, CAGR above inflation rate will be good ;-)

    lol

    ReplyDelete
  3. RayNg30 October 2014 at 14:08:00 GMT+8

    % CAGR is very much depending on one's risk taking. Higher CAGR may also means you will risk losing your capital.

    People who is young and still active working may prefer high CAGR.

    People near/at retirement choose lower CAGR. Protect wealth overide fat capital gain.

    So, it all depends on circumstances.

    ReplyDelete

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