I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Saturday, 7 September 2013

Like it or not. We as ordinary retail investor have to measure our investment performance. Why???

Like it or not. 

We as ordinary retail investor have to measure our investment performance.


Some retail investors may think that measuring investment performance using CAGR or XIRR or Rate of Return is for "boosting" investing ego.

May be those people said this are not Economics students or they know too little on Econ 101. They don't really understand the future value of money!

The future value of our money 20 to 30 years from now will  depend on our investment strategies taken and their rate of return achieved over the next 10 to 20 years. We need to know exactly how to get there. No measuring. How to know?

Read? Fight your biggest worry: Inflation!!!

Who are likely to be affected by inflation?

The middle income is affected.

The poor is badly affected.

Unless, you are telling me that you are so rich that inflation is insignificant to you; then you don't need to bother to measure your rate of return in your investment performance as you can't finish spending your money in your lifetime.

Measuring your Rate of Return on your investment performance has nothing to do with "boosting" your investing ego.

Don't ever get it wrong!

It is about fighting our biggest worry as consumers. INFLATION!

Read? Measuring your investment performance

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