As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

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Friday, 23 March 2012

Who has little CPF left when they reach 55?

Just For Thinking .....

Who are those likely to have little CPF left when they reach 55?

Home upgraders???

They have upgraded their first home and take on new loan for another 25-30 years; and also have spent off their gains from their home sale.

Blame who? Government of course!

Read? Upgrading your residential home???


  1. uncle cw,

    I want to downgrade leh.

  2. me and those who not work officially and do not contribute CPF.

    you serious? blame the govt?


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