Three possible ways to conduct portfolio review:
Performance:
Some ideas like benchmarking to STI or X times the Inflation rate, FD rate, CPF rate, etc
Risks Tolerance Level
Will the level of risks tolerance change in the next 1-2 years e.g. kids are going to Uni, getting married, producing babies, getting keys to the new flats i.e. you are expecting big expenses to be coming on the way.
Diversification
Any further need to diversify into other sectors as some of the sectors have recovered significantly from their lows and further upside may be limited.
A Chasing Sunsets Fund – A Better Way to Plan Nice-to-Haves in Financial
Independence.
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One of the spending needs that many of you would consider as part of the
income needs for your financial independence (FI) or FIRE, is to have
enough mon...
20 hours ago
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