As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

Currently; it about 54% to destination!

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Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
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Technical Analysis and Charting
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Sunday, 13 December 2009

Singaporeans unclear about retirement income - Part 3

To depend on two common sources of passive income:
  • stock dividends
  • interest from saving
Unless the size of investment portfolio and saving account are significantly large enough to generate passive income in excess of expected expenses; it may not be sustainable due to inflation and partial draw-down to meet any shortfalls.

May be it is wise to include some sort of smaller scale active income to supplement or complement the retirement fund for another few more years after retirement; and thereafter to solely fund the expenses from passive income.

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