http://createwealth8888.blogspot.com/2009/06/singaporeans-unclear-about-retirement_17.html
To depend on two common sources of passive income:
- stock dividends
- interest from saving
Unless the size of investment portfolio and saving account are significantly large enough to generate passive income in excess of expected expenses; it may not be sustainable due to inflation and partial draw-down to meet any shortfalls.
May be it is wise to include some sort of smaller scale active income to supplement or complement the retirement fund for another few more years after retirement; and thereafter to solely fund the expenses from passive income.
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