Investing - Game of Snakes and Ladders????

When I was young, we used to play this board game called Snakes and Ladders. The heart pain part is that you are near towards the end of winning the game and you step onto a BIG SNAKE, and that there you go all the WAY DOWN. Heart so pain leh and has to start all over again.


Beginning ... ......2007: Total annualized ROC (realized and unrealized P&L)= 15.6%
Beginning ....15 Apr 2009: Total annualized ROC (realized and unrealized P&L)= 6.0%


Trading losses and falling portfolio value can really kill!

That is the reality of investing/trading, just one bad year of recklessness in 2008 has such a drastic impact and erasing years of effort like stepping on a BIG SNAKE and all the way down.

I am taking the advice seriously from the author of this book: Rocking Wall St. : four powerful strategies that will shake-up the way you invest, build your wealth and give you your life back / Gary Marks.

This is my Investment End Goal: All investment by nature is risky.

The Goal of the End Game - Financial Independence


The goal of the End Game is to accumulate enough wealth for you and your family to stop.

Stop putting your wealth at risk. Stop the gambling and risk taking with investments of any kind.

You would finally have enough money and personal power to walk away from the investing game and spend the rest of your life doing something else!

When exactly do you reach the End Game?

When you have enough principal invested safely for your after tax-income to match or exceed your annual expenses on an ongoing basis. This would include budgeting for the lifestyle you truly want.