I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday 16 December 2012

Psychological Test on Yield

Just For Thinking ....

Psychological Test on Yield


Question 1:

For Fixed Deposit at bank, do you feel very happy to receive Upfront interest payment of X% p.a. one calendar day after placement.


Do you feel so shiok or happy about it!!!


Read? Time Deposit – Upfront Interest???


If you are one of those who feels good or shiok on receiving upfront interest of X% p.a., Uncle8888 suggests that you go up to Bukit Timah Hill next weekends and do some Deep Thought thinking on yield.

Once you have breakthrough thinking on yield, you will be in better shape to appreciate stock dividend yield.


About Yield

There are two yields that you need to seriously understand:

Current Market Yield:

Even when market is not depressed or moody, any Tom, Dick, and Harry, come Monday they will most likely to get it and become income or yield retail investors.

Personal Yield

You have to be very patient. Definitely, you don't smell it on coming Monday.

Next week???

Next month???

Next year???

Only God knows!


Stock Dividends and Capital Appreciation


Next, Question 2 to think about it.

When your stock price does not appreciate much after a few years or in the worst case, it has fell significantly below your initial purchase price. How do you feel good about it?

What is your answer for Question 1 and 2?












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