http://createwealth8888.blogspot.com/2009/10/insurance-human-asset-and-liability.html
Insurance can be thought as expenses or premiums spent to hedge against unforeseen incidents. Likewise, it is getting popular for people to consume only organic foods, and basically, they are willing to spend extra money or premiums to hedge their health for better well-being.
If one have plenty of resources to spend by all means spend more on insurance premiums to get the best coverages available and eat only organic foods.
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