As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

Currently; it about 54% to destination!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday, 23 January 2022

Stress Test On Investment Portfolio As Retiree And War Chest Deployment Plan for the next Bear 2022/2023???

Heng ah! Over 22 yrs across market cycles of Bulls and Bears as Panda investor in boring and uninspiring SGX; Uncle8888 has not lost his own hard earning saving (Total Capital) at last GFC 2008/2009. 

It will be even harder for him to lose his own hard earning saving (Total Capital) since he has switched his investing strategies as retiree depending on his 1MCPF and 1MSGX for his retirement income for life and also moving slowly towards to the Land of Investing Nirvana!








13 comments:

  1. CW,

    There are youths and old fogeys (count me one of them) out there who have not experienced STI below 1,000 - 1997 Asian Financial Crisis.

    OK, STI below 2,000 points I was there with bloodied fingers.

    2003 is a memorable year - properties and stocks all super cheap looking back... Wished I was more aggressive and used margin with stocks though ;)


    It seems with the benefit of "crash got sound", you also don't believe a word of that bullshit sales spin from snake oils telling new "investors",

    "Don't wait for a correction to get vested!"

    LOL!

    ReplyDelete
  2. From 1987/8 until now can you tell me which market i wasn't caught in🔪😀🤑.

    As a Chinese, we think long term b4 anything else?😀

    ReplyDelete
  3. Uncle8888,

    I've been stress testing the downside & the upside.

    Opportunity gains from avoiding losses, and opportunity losses from missing gains. Headache! LOL.

    ReplyDelete
    Replies
    1. When to take more profits off the table can also be stressful! LOL!

      Delete
    2. Yeah, I harvested aggressively over the past 3 months. Now got 7 digits rotting away in warchest.

      Going to do more exercising, watching netflix, zen meditation & napping to cure itchy fingers lol.

      Delete
  4. i always believe nobody can really predict when the market will crash.

    Never believe if anyone claim so.

    But then when the market crashes, everyone can see and has the same equal opportunity to do better or worse.

    The BIG Q is when the Market Crashes, where are you and what are you going to do about it?

    ReplyDelete
    Replies
    1. I will chiong ah. Lol...Vested since 1990. Win lose win lose no end until up the loli I think. Lol.

      Delete
    2. https://www.youtube.com/watch?v=c2Y0J6R0SNI

      Not so fast if daily do this.

      https://www.youtube.com/watch?v=c2Y0J6R0SNI

      Shalom.

      Delete
  5. With 22 years of active market experience, it's hard to lose your total capital. 22 years of experience, 22 years to grow your capital and much lower family expense with fewer dependents, it's hard to lose big financially. I'm not surprised you're moving towards the Land of Investing Nirvana :)
    As a retiree, besides monitoring markets, also need to monitor health actively liao.

    ReplyDelete
  6. Threw $50K into the market last night. Maybe another $50K after the FOMC meeting on Wed night.

    So much for controlling itchy fingers! LOL

    ReplyDelete
  7. Based on people sharing here, my past records have shown i always bought too early in market's

    crash.

    Because my portfolio in market's crashes could lose up to 40 to 🔪50%.

    But fortunately, got "Tab Ban" power.

    Then alamak! always took profit too early one.

    Must be due to "Tab🤑 Han" fatigue lab?😀




    But the worse

    ReplyDelete
  8. "Tahan" = Staying Power = Factor of Time in the Market is up to U to choose. Not by anything else.

    Only try not to buy fishes that turn into "salted fish".

    Then it is gone forever.

    "Alamak"! till this day still have some salted fishes.

    ReplyDelete

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