I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com

Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down

Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Friday 21 February 2014

Retirement Income for Life??? (12) - Re-posting

He keeps saying he wants to retire early.

So, Uncle8888 passed him this retirement planning Excel worksheet.

After simulating with the retirement planning Excel worksheet, he realizes that he will need 13% ROC.

Uncle8888 told him frankly that he is still far away from early retirement.
He will need to save more and invest for higher growth.
13% is a tough number to achieve.
5-6% ROC is more reasonable.

Read? Retirement Income for Life??? (12)


  1. The Moral of the Story:

    Talking and thinking is cheap until you estimate or calculate the cost of doing it. Right?

    1. CW,

      And that's the powerful secret of realising all our dreams:

      Wake up!


      We need to have dreams. But all dreaming and no action is not a good strategy...

    2. Ya.

      The most powerful thing to do on Planet Earth and it is free too.

      Wake up!



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