I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Sunday, 17 June 2012

How to become rich in stocks??? (3)

Tired of seeing the same old pic of bunnies again and again.

Time for a change. See my son's 16 year old smelly rabbit at his bed that he refused to throw it away!


Bunny Growth or Bunny Yield???




Read? How to become rich in stocks??? (2)

"Having said that, nothing wrong with using a high yielding strategy. I use it to provide cash flow to pay for my living expenses. But I am under no illusion it will help grow my net-worth... " - SMOL

Excellent comment from SMOL. Clap clap clap!

Yeah. We can't buy food with our multi-baggers! Paper profit is absolutely useless for our hungry stomach.

Read? Current Dividend Yield is good but avoid falling into potential Dividend Traps (4)

"I believe there are many bloggers, cboxers, forum particpants and investing kakis telling you that focusing on stock dividends as passive income is an important key to successful investing. Agree, right?

Perhaps, I am the rare blogger who dare to challenge you to rethink your investing strategy of focusing too much on passive income when you have no real need for it at this stage of your long investing journey and especially when you are not expecting to 'retire' from the workforce soon." - Createwealth8888 aka Uncle8888


Let me ask you this question:

When you have no real need for cash flow to pay for living expenses, why do you want more cash in form of higher stock dividend from high dividend payout ratio from your stocks?

I would expect the frequent answer to be: "More cash to re-invest"

Good answer: To re-invest!!!

Next two questions for you to think over carefully before answering them for yourself.

Who knows you may have a mind flip after that.

First question:

Is 10% yield on 90% dividend payout ratio = 5% yield on 45% dividend payout ratio?

Second question:

Is retained earning = Re-investing?












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