Daring to dream big - Sometime we may need a pinch or two

http://bullythebear.blogspot.com/2010/02/daring-to-dream-big.html

The two biggest wild cards that will threaten our dream saving plan. It is unwise to under-estimate future expenses and over-estimate future saving power.

Parents Care

http://createwealth8888.blogspot.com/2009/08/parents-can-be-asset-or-liability-to.html

If parents don't have enough retirement fund or financial resources to see themselves through, they will sooner or later become a liability that may throw your dream saving plan and early retirement plan out of the window.

My late father-in-law spent his last 18 months in a government subsidized nursing home at monthly cost of $2,300 (just the cost of nursing home and exclude other medical, ambulance transportation and hospitalization expenses). Luckily, there were three sons to share the costs.

Kids Care And Expenses

Once they were born, their expenses will run like a 25-year Bull market with no major corrections and hitting bull peak when they enter University and spent like adults.


Dare To Dream Bigger


Don't just dream big. If you really must dream, dare to dream even bigger! Double your estimation of expenses and half your saving power. May your Bigger Dream come true!