As from April 2013 my Journey in Investing is to create Retirement Income for Life till 80 years old for two over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Sunday, 29 November 2015

Depending On Our CPF OA For Sustainable Retirement Income For Life From 60 to 80???

Using Yahoo Personal Finance Calculator

Read? How much will I need to save for retirement?

We will need to become an ordinary CPF OA member Millionaire to have enough money in our CPF OA account for a sustainable retirement income for life at $48K annual living expenses as of today cost of living. 

We should note that the median monthly household income in 2014 is $8.3K and median monthly personal income including CPF contribution in Jun 2014 is $3.8K. 

$4K should be comfortable for retired couple with no other financial debts or dependent burden.




  1. More like $2 m for me to live comfortably and for traveling

  2. Family of 2 - husband and wife. Exclude children

    1. How much per month to spend?
      2m to last how long?

  3. Yeh, I intend to preserve the capital to form a trust for future generations. I plan spend about ~$100k per annum.


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