As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

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This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

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Wednesday, 9 November 2016

Single Household Income Is Financial Independence???

Hmm ... 

Uncle8888 has been a single household income since 1995. His net worth and investment income at 1995 was no where near any definition of financial independence. It was based on biting the bullet; taking greater financial risk; tightening of financial belt and trading off some high discretionary expenses to provide a better family care to his three children.

BTW, our children don't wait for us to become financial independence so that we can have more time to spend with them. 

Uncle8888 believe many single household income family may base their decision on making sacrifice; taking greater risk and hoping that ill luck doesn't fall on them!


  1. Same like some guys waiting to accumulate and accumulate more money before settling down. But, by the time they have so much money they worry over whether they are marrying woman who is eyeing their money.

    1. CW,


      For someone who exalts planning and goal setting, glad to see you are bemused too ;)

  2. i speculate if you are always planning and looking at goals, i wonder how much it is going to affect your health?
    i think at times we need to agar, agar, too.
    i mean agar, agar planning can work too.
    At least for me.


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