I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Monday, 8 April 2013

Climbing your investing or corporate ladder? (2)


Just For Thinking ...

Read? Path to Financial Freedom for the Young ones???

Read? Talent and Investing??

Read? The Real World


Let be honest with ourselves and Get Real!

What else can we DIY for our retirement needs if active income from our job may not be large enough for us to reach there.

Can we afford to outsource our  responsibilities of managing our investment portfolio to third party at costs which over long run will definitely eat into our returns and basically learn LITTLE to upgrade our investing knowledge and skills?


Read? STI ETF. Passive??? Really??? No Free Lunch and Not Risk Free!!!


How strong is your belief in this model will determine your investment path that you will eventually take?

DIY as active retail investors

or

Outsource as small passive retail investors? (Key here is small)

We will reap what we sow in Life and that is the Universal Law!












Posted by Createwealth8888 at 08:58
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5 comments:

  1. RayNg8 April 2013 at 11:08:00 GMT+8

    Passive investing via STI-ETF is a viable strategy for those who have little knowledge on investing. By investing in STI-ETF, one has mitigate the risk of investing to individual company and attain diversification as well.

    Investing STI-ETF is like invest into Market Cycle. Buy when the overall market is bearish and Sell when market bullish.

    Let say if one buy when overall market is low, i.e. ~1600 in Mar-Apr 2009 and hold it till now 3300, he/she would have gain >100% profit.

    As compare if someone keep his/her money in CPF, earning 2.5% per year compounding, the gain is ~10.5%.

    In addition to the potential capital gain, the STI-ETF also give out 2.5-3% dividend / year.

    IMO, passive investing via STI-ETF work!

    ReplyDelete
    Replies
    1. RayNg8 April 2013 at 11:12:00 GMT+8

      edit...
      Let say if one buy when overall market is low, i.e. ~1600 in Mar-Apr 2009 and hold it till now 3300(Apr2013), he/she would have gain >100% profit in 4 years!

      Delete
    2. CreateWealth88888 April 2013 at 11:17:00 GMT+8

      STI ETF is still behave like any other stock. We cannot afford to bo chap by not watching the market for market timing.

      Delete
    3. RayNg8 April 2013 at 11:31:00 GMT+8

      Yes, we cannot afford to bo chap eventhough it is passive investing.

      One could use TA's Dead cross and Golden cross indicator for determine the over market trend.

      Delete
  2. RayNg8 April 2013 at 11:11:00 GMT+8

    This comment has been removed by the author.

    ReplyDelete

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