I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!

Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Value Investing
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Tuesday 15 November 2011

Saving, Lending and Investing (2)

Read? Saving, Lending and Investing

Know thy enemies!

When you save, you have only one enemy that is inflation. Every year, your enemy will grow stronger and made you weaker until one day you have become so weak that you can't even enough to feed yourself with your saving.

When you lend, you will have two enemies. One of them is inflation. Every year, this enemy will grow stronger and can make you weak. You are not worry as you think that you may have enough energy to fight it back. But, beware! You may unexpectedly encounter your second worse enemy who easily caused you serious damage. Your borrower has defaulted!

When you invest, you will have three enemies. One is inflation. Second is company goes bankrupt and the ugly third one will everyday come to play with your emotions. One day can make you laugh. Another day can make you cry.

Conclusion

How many enemies do you want? Can you handle more enemies?



Posted by Createwealth8888 at 09:00
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2 comments:

  1. Anonymous15 November 2011 at 14:50:00 GMT+8

    Hi CW,
    Actually i think after we buy the stock, we should forget about the Market. We should monitor the business goings of the stock rather than the price. On the other hand, the current market price of the stock may be more "accurate" than what we think we know about the fundamentals of the stock,therefore price. Can we be smarter than the Market? i doubt?

    ReplyDelete
  2. Anonymous15 November 2011 at 16:05:00 GMT+8

    Hi Cw8888,

    This is the file i was trying to send you.

    Symbol Name Price 1 Year Increase
    C07.SI Jardine C&C 48.56 38.3 26.79%
    J37.SI JSH 500US$ 30.55 27.32 11.82%
    J36.SI JMH 400US$ 51.15 46.82 9.25%
    CC3.SI StarHub 2.87 2.8 2.50%
    Z74.SI SingTel 3.21 3.26 -1.53%
    F99.SI F & N 6.29 6.51 -3.38%
    C52.SI ComfortDelGro 1.43 1.51 -5.30%
    E5H.SI GoldenAgr 0.67 0.72 -6.94%
    T39.SI SPH 3.91 4.22 -7.35%
    D05.SI DBS 12.9 14 -7.86%
    C38U.SI CapitaMall 1.77 1.96 -9.69%
    U96.SI Semb Corp 4.28 4.84 -11.57%
    U11.SI UOB 16.31 18.48 -11.74%
    BN4.SI Kep Corp 9.27 10.7 -13.36%
    O39.SI OCBC Bk 8.45 9.8 -13.78%
    MC0.SI GLP 1.84 2.17 -15.21%
    S59.SI SIA Engg 3.69 4.45 -17.08%
    S63.SI ST Engg 2.85 3.44 -17.15%
    F34.SI Wilmar 5.23 6.34 -17.51%
    C09.SI CITYDEV 10.64 13.04 -18.40%
    S51.SI SembMar 4.04 4.96 -18.55%
    O32.SI Olam 2.46 3.18 -22.64%
    G13.SI Genting SP 1.6 2.09 -23.44%
    S68.SI SGX 6.44 8.86 -27.31%
    C31.SI Capitaland 2.74 3.8 -27.89%
    C6L.SI SIA 11.2 15.9 -29.56%
    H78.SI HKLand US$ 4.86 7.27 -33.15%
    JS8.SI CapMallsAsia 1.39 2.12 -34.43%
    N21.SI Noble Grp 1.2 2.08 -42.31%
    N03.SI NOL 1.08 2.14 -49.53%

    STI 2821.07 3236.8 -12.84%

    Best Performer is Jardine Group.

    Worst Performer is NOL

    Cheers

    V

    ReplyDelete

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