I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
Dividend/Income Investing
Technical Analysis and Charting
Stock Tips

Monday 14 November 2011

Saving, Lending and Investing

Just for Thinking ....

Read? Saving, Life Insurance and Investing - 2nd Revist

Saving

When you put your saving with a bank and that money is still yours. You can take it back anytime if you wish too and the local banking law also offers you full protection up to a certain level.

Lending

When you buy bonds; you are actually lending to some institutions or corporations for a certain period of time. The money is no longer yours and not within your control. You are acting on good faith that the borrower will not default and return you your money when the loan period is up.

Investing

When you invest; you surrender your money to the market and the money is not yours anymore. The market will now decide how much money it can return to you if you want it back. But, there may be small consolation from time to time when the corporation has decided to return you some money out of their own pocket.



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