As from April 2013 my Journey in Investing is to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

Currently; it about 54% to destination!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

Think Investing as Tug of War - Read more? Click and scroll down



Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
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Wednesday, 28 January 2009

The Beautiful Wedding at any costs?

Sometimes, we do read about some couples that spent tens of thousands of dollars on their wedding, which when you boil down to it, is just one day.

Take it as experience from those have married themselves, it's not worth overspending on weddings just to have a 'perfect, once-in-a-lifetime' memory.

Because after all, when the wine is drunk and the guests have gone home, that's when your true marriage starts. How happy a marriage you will have depends on what you and your spouse do after the wedding day, not during


Of course, you need to spend for your grand wedding, the question is about no OVERSPENDING, period.

Do you want to read a book where Chapter 1 is very exciting and grand, and then followed by chapters after chapters full of struggling and missing opportunity of active or passive investing due to much smaller capital?

Your Marriage could be like climbing Swissôtel The Stamford hotel at 226 metres with 73 floors after your wedding night unless you are fortunate enough to take a LIFT (rich parents) up. But, not everyone is so fortunate to take a LIFT, and likely many will have to climb the staircases.

So do you want to load up your haversack with more loads to carry up with this climb?

Some indicators to consider whether one is overspending? Like any indicators, only you know it better.

Ratio 1: Total Wedding Expenses/Nett Annual Earning after Tax

Ratio 2: Total Wedding Expenses/Nett Annual Saving

Congralutions to anyone getting married in the Year of OX. This is a good year to get married as likely to get value for money but unfortunately, the hongbao you get from relatives and friends might also shrink.
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