I started serious Investing Journey in Jan 2000 to create wealth through long-term investing and short-term trading; but as from April 2013 my Journey in Investing has changed to create Retirement Income for Life till 85 years old in 2041 for two persons over market cycles of Bull and Bear.

Since 2017 after retiring from full-time job as employee; I am moving towards Investing Nirvana - Freehold Investment Income for Life investing strategy where 100% of investment income from portfolio investment is cashed out to support household expenses i.e. not a single cent of re-investing!

It is 57% (2017 to Aug 2022) to the Land of Investing Nirvana - Freehold Income for Life!


Click to email CW8888 or Email ID : jacobng1@gmail.com



Welcome to Ministry of Wealth!

This blog is authored by an old multi-bagger blue chips stock picker uncle from HDB heartland!

"The market is not your mother. It consists of tough men and women who look for ways to take money away from you instead of pouring milk into your mouth." - Dr. Alexander Elder

"For the things we have to learn before we can do them, we learn by doing them." - Aristotle

It is here where I share with you how I did it! FREE Education in stock market wisdom.

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Important Notice and Attention: If you are looking for such ideas; here is the wrong blog to visit.

Value Investing
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Technical Analysis and Charting
Stock Tips

Friday, 30 January 2009

Active Stock Investing, Property Investing - Alice in the Wonderland

Alice in the Wonderland - she asked: which way, Sir?

Can Active Stock Investing as good as Property Investing?

My view:

Could anyone tell me what is nett ROC over 5-8 years time frame for property investment? Most of the property investors are just giving Gross Profit and not Nett Profit after deducting expenses, repair and maintenance costs.

I am suspecting that it required too much effort to diligently track the nett profit of any property investment and most of them will probably tell us that they bought at $X and sold $Y, and the Gross Profit ($Y-$X).

Sample of what active stock investing can give:



What I am lacking is nett ROC on property? Anyone has? Pls help to share.

I think the biggest advantage of Property Investing over Active Stock Investing is your size of capital. It is extremely emotional to invest huge sum of capital in the stock market, and so much relaxing to invest in the Property market. As property investors will never see any unrealized losses throughout their holding period.

For much smaller capital, ROC on value stocks is not too bad either. Another advantage is active capital recycling for compounding effect, which is not possible for property investing unless you are flipper.

If you do not know what you are doing, no asset can make you wealthy. Assets do not necessary make you wealthy. Assets through leveraging can actually make you poorer if you cannot make it through.

Ultimately, what makes you wealthy is your financial intelligence. Your greatest asset is your brain -- so take care of it and protect it from "not for you" influences.

.............................
http://smartpropertybuyer.blogspot.com/2008/06/99-yr-leasehold-properties-no-top-up.html

Wow, the nett cost of holding property for investment is pretty high if what this guy said is true. Then the nett ROC for property is really overstated. Can anyone share what is the typical all-in-expenses for 2 room condo?
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